Rates

       


Rates Effective 1/25/2010
   
Rates as low as...  
   

First Mortgages

 For 30 and 40 year terms, please contact Centennial Lending at 720-494-2740 or toll free at 866-588-1100 for rate quotes. 
For 10, 15 or 20 year terms, please contact a credit union loan officer.
Second Mortgages Please contact a loan officer.
Home Equity Line of Credit Please contact a loan officer.
Student Loans Please contact a loan officer.
Business Loans Contact Centennial Lending at 720-494-2740 or toll free at 866-588-1100 for rate quotes
Construction Loans Contact Centennial Lending at 720-494-2740 or toll free at 866-588-1100 for rate quotes

Signature (Unsecured)

 9.25% APR
Visa Credit Card Variable rates as low as 6.00% APR (NO ANNUAL FEE)

New Car (2007 & Newer)

 5.25% APR***

Used Car (2000 - 2006)

 6.25% APR***
RV'S & Boats (2007 & Newer) 8.25% APR***
RV'S & Boats (1996-2006) 9.25% APR***
  ***YOUR RATE MAY BE REDUCED BY AS MUCH AS 1.50%!  ASK US HOW.
Share Pledged 3.00% APR
Share Certificate Pledge 2.00% over your Certificate rate
 
APR = Annual Percentage Rate
Annual percentage rate may vary depending on applicant's credit worthiness. Ask a Loan Officer for details regarding how your rate is determined.
 
 
INVESTMENTS
     
Investment Rate APY
Regular Shares .25% .25%
Vacation Club .25% .25%
Christmas Club 1.40% 1.40%
Money Market    
$2,500.00 - $24,999.99 .75% .75%
$25,000.00 and over 1.00% 1.00%
$2,500.00 OR MORE TO OPEN. MINIMUM W/D -$250.00. 3 PER MONTH. $15.00 SERVICE CHARGE PER EXCESS WITHDRAWAL. IF BALANCE FALLS BELOW $2,500.00 OR CLOSED, NO DIVIDEND PAID.

 
IRA Shares .65% .65%
IRA AND Regular Share Certificates
6 Months    

$500.00 - $24,999.99

 1.05% 1.05%
  $25,000.00 and over 1.10% 1.10%
12 Months    

$500.00 - $24,999.99

 1.40% 1.41%
$25,000.00 and over 1.45% 1.46%
  24 Months    
  $500.00 - $24,999.99 1.75% 1.76%
  $25,000.00 and over 1.85% 1.87%
  36 Months    
  $500.00 - $24,999.99 2.25% 2.27%
  $25,000.00 and over 2.35% 2.38%
  60 Months    
  $500.00 - $24,999.99 2.80% 2.84%
  $25,000.00 and over 2.90% 2.94%
  Youth CD 12 Months 1.65% 1.66%


APY=Annual Percentage Yield
Rates are subject to change without notice. Rates are accurate as of the last dividends declaration date.

School District 3 Federal Credit Union
1180 Crawford Ave.    Colorado Springs, CO    80911
719-392-8439
 
Regarding links - Linked sites are not sponsored by or controlled by School District 3 Federal Credit Union. School District 3 Federal Credit Union is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Security and privacy policies of linked sites may differ from those practiced by School District 3 Federal Credit Union. School District 3 Federal Credit Union does not represent either the third party or the user if a transaction is entered into with a linked site.
  

©2003 School District 3 Federal Credit Union