School District 3 Federal Credit Union

Rates

Rates Effective 9/1/2011

Rates as low as...

First Mortgages

For 30 and 40 year terms, please contact Centennial Lending at 720-494-2740 or toll free at 866-588-1100 for rate quotes.
For 10, 15 or 20 year terms, please contact a credit union loan officer.

Second Mortgages

Please contact a loan officer.

Home Equity Line of Credit

Please contact a loan officer.

Business Loans

Contact Centennial Lending at 720-494-2740 or toll free at 866-588-1100 for rate quotes

Construction Loans

Contact Centennial Lending at 720-494-2740 or toll free at 866-588-1100 for rate quotes

Signature (Unsecured)

9.00% APR

Visa Credit Card

Variable rates as low as 6.25% APR (NO ANNUAL FEE)

New Car (2010 & Newer)

5.00% APR***

Used Car (2005 - 2009)

6.00% APR***

RV'S & Boats (2009 & Newer)

8.00% APR***

RV'S & Boats (2000-2008)

9.00% APR***

***YOUR RATE MAY BE REDUCED BY AS MUCH AS 1.50%! ASK US HOW.

Share Pledged

3.00% APR

Share Certificate Pledge

2.00% over your Certificate rate

APR = Annual Percentage Rate
Annual percentage rate may vary depending on applicant's credit worthiness. Ask a Loan Officer for details regarding how your rate is determined.

INVESTMENTS

Investment		Rate	APY
Regular Shares		.10%	.10%
Vacation Club		.10%	.10%
Christmas Club		.50%	.50%
Money Market
	$2,500.00 - $24,999.99	.20%	.20%
	$25,000.00 and over	.40%	.40%
$2,500.00 OR MORE TO OPEN. MINIMUM W/D -$250.00. 3 PER MONTH. $15.00 SERVICE CHARGE PER EXCESS WITHDRAWAL. IF BALANCE FALLS BELOW $2,500.00 OR CLOSED, NO DIVIDEND PAID.

IRA Shares		.30%	.30%
IRA AND Regular Share Certificates
	6 Months
	$500.00 - $24,999.99	.50%	.50%
	$25,000.00 and over	.50%	.50%
	12 Months
	$500.00 - $24,999.99	.60%	.60%
	$25,000.00 and over	.60%	.60%
	24 Months
	$500.00 - $24,999.99	.90%	.90%
	$25,000.00 and over	.90%	.90%
	36 Months
	$500.00 - $24,999.99	1.30%	1.31%
	$25,000.00 and over	1.40%	1.41%
	60 Months
	$500.00 - $24,999.99	2.20%	2.22%
	$25,000.00 and over	2.30%	2.32%
	Youth CD 12 Months	.85%	.85%
APY=Annual Percentage Yield Rates are subject to change without notice. Rates are accurate as of the last dividends declaration date.

School District 3 Federal Credit Union
1180 Crawford Ave.

Colorado Springs, CO

80911
719-392-8439

Regarding links - Linked sites are not sponsored by or controlled by School District 3 Federal Credit Union. School District 3 Federal Credit Union is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Security and privacy policies of linked sites may differ from those practiced by School District 3 Federal Credit Union. School District 3 Federal Credit Union does not represent either the third party or the user if a transaction is entered into with a linked site.